so I showed up to my assignment (late and got an infraction) and they switched me around to another class.When we walked in, the lady’s face was bruised and her eye looked in bad shape. When she left, the other lady told me she had a drinking problem. I hope she gets help.
Then, I read about the car in Times Square killing a girl and injuring others. Prior DWI.
Get help. If you’re depressed, if you are PTSD. Get rid of the rage. Somebody tell the grump.
also, read an article about money.
This is how the ACHA stands now:
|What’s in the AHCA?
Here are some of the main provisions in the bill as it now stands. Remember, these are likely to change at any point in the process.· The mandates are gone. The individual mandate that required every person to have insurance or face fines is eliminated. So is the employer mandate which forced employers with at least 50 employees to provide healthcare coverage. Under the ACA, some employers had reduced employee hours and/or not hired more workers due to the costs of insurance.
· Insurers may apply a 30% surcharge to customers who let their coverage lapse for more than 63 days in the past year.
· Taxes on net investment income, insurers, drug makers and medical device manufacturers are gone.
· ACA’s income-based subsidies are replaced with age-related tax credits. These range from $2,000 to $14,000 per year for individuals and households.
· Insurers can charge higher premiums for older persons or persons with disabilities.
· The tax-free annual contribution to Health Savings Accounts doubles.
· Grown children up to age 26 can stay on their parents’ plans.
· Insurance companies would no longer be required to cover “essential” health services. The ACA currently requires coverage of essential health services in 10 areas: Outpatient care, emergency room trips, in-hospital care, pregnancy, maternity and newborn care, mental health and substance abuse disorder services, prescription drugs, rehabilitative services and habilitative services (including treatment for kids with autism or cerebral palsy), lab tests, preventative services (including vaccines and cancer screenings), and pediatric services (including dental and vision care for children).
Elimination of Essential Health Benefits
While eliminating mandatory coverage for the essential health benefits will lower premiums (in theory), many may not be able afford a higher premium and could go without needed care because outpatient or in-patient care would not be covered, nor would rehabilitative services. A potential result of this piece of AHCA would be millions who would be under insured, or go without needed medical services or prescriptions. Interestingly, the CBO found that removing the necessity of covering essential benefits would save less money than keeping them.
Additional Medicaid reforms include eliminating a state’s right to allow over $750,000 in home equity caps for unmarried applicants and eliminating the three month retroactive coverage rule, forcing individuals to file an application and supporting documentation the same month they are seeking eligibility. For younger Medicaid applicants, states would be allowed to impose work requirements on able-bodied individuals.
If you have any questions about how you or someone you work with may be affected by the topics discussed here, please don’t hesitate to reach out.
|For professionals’ use only. Not for use with the general public.|